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Kachyng press releases and company announcements. For media inquiries, contact press@kachyng.com.

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Platform

A-Commerce Is Here: Kachyng Unveils the Trust and Execution Layer for AI Agents That Need to Pay

As the market turns toward agent-initiated commerce, Kachyng launches the four-part infrastructure stack designed to give AI agents identity, delegated authority, compliance controls, and access to existing payment rails.

SAN FRANCISCO, Calif. — Kachyng Inc. today unveiled its A-Commerce platform, a purpose-built infrastructure layer designed to let AI agents operate inside the commercial world with verifiable identity, bounded authorization, compliance controls, and secure access to traditional payment rails.

A-Commerce, short for Agentic Commerce, is the emerging model in which AI agents do not stop at recommendation or assistance. They discover products, evaluate options, negotiate terms, initiate workflows, and complete transactions on behalf of people and organizations.

That shift is no longer theoretical.

Across the market, major infrastructure players are beginning to move toward agent-initiated transaction models. But while interest in agentic commerce is accelerating, the core infrastructure gap remains the same. Traditional financial systems were built around a human actor with a verified legal identity. AI agents break that assumption.

Before an AI agent can transact safely on existing rails, three questions must be answered with precision: Who is this agent? Who authorized it to act? What rules and limits govern its behavior?

Kachyng's A-Commerce platform was built to answer those questions directly.

The platform is organized around four integrated pillars.

IDX, or Identity Exchange, gives each AI agent a cryptographic identity that can be verified and audited.

AGX, or Agent Gateway Exchange, provides deterministic orchestration and policy enforcement so that agents operate inside defined workflows and approved boundaries.

KYA, or Know Your Agent, extends compliance and trust controls to non-human actors, giving financial institutions and regulated participants a framework for governing agent-initiated activity.

PRX, or Processor Exchange, connects authorized agents to existing payment infrastructure, including card networks, ACH, and real-time payment environments, without requiring merchants or processors to replace their current systems.

Together, these four layers form a complete trust and execution stack between AI agents and the financial system.

“We believe the market is crossing an important line. AI agents are moving from passive assistance into real economic action. The missing layer is not more intelligence. The missing layer is infrastructure that makes those actions identifiable, authorized, governed, and executable on the rails the world already uses. That is the layer Kachyng is launching.”
— Resh Wallaja, founder, Kachyng

Kachyng's view is that agentic commerce will not be adopted through intelligence alone. It will be adopted when businesses, financial institutions, and platforms have the confidence to let agents act without losing control, auditability, or processor flexibility.

The company built A-Commerce for that moment.

About Kachyng

Kachyng Inc. is building payment infrastructure for autonomous AI agents. Headquartered in San Francisco, Kachyng's A-Commerce platform — comprising IDX, AGX, KYA, and PRX — provides the trust, identity, authorization, and payment routing layer that enables AI agents to transact on traditional financial rails. www.kachyng.com

Product

Kachyng Opens IDX Early Access Program for Agent Identity Infrastructure

Enterprises, financial institutions, and AI platform providers can now apply for early access to IDX, Kachyng's cryptographic identity layer for verifiable AI agents.

SAN FRANCISCO, Calif. — Kachyng Inc. today announced the opening of its IDX Early Access Program, inviting enterprises, financial institutions, and AI platform providers to begin integrating with the company's Identity Exchange, the cryptographic identity layer at the foundation of Kachyng's A-Commerce platform.

As AI agents take on more operational responsibility, the first problem that must be solved is identity. Before an agent can be authorized, trusted, monitored, or allowed to transact, it must first be identifiable. Today, most AI agents operate as opaque processes inside applications, workflows, or orchestration systems, with no standardized way for outside parties to verify who deployed them, who controls them, or what authority they hold.

IDX was built to change that.

With IDX, each AI agent is issued a cryptographic identity tied to its authorizing human or organization, scoped to the actions it is permitted to take, and structured so that counterparties can verify that identity across a transaction chain.

“Identity is the first gate. If an AI agent cannot present a verifiable identity, then nothing else about trust, delegation, or payment authority can be built on top of it. IDX is designed to give agents a real identity layer that works in the commercial world.”
— Resh Wallaja, founder, Kachyng

Organizations participating in the IDX Early Access Program will receive access to core capabilities designed to help them begin integrating agent identity into their environments.

The IDX Agent Identity API supports the issuance, management, and verification of cryptographic identities for AI agents.

Delegation Scope Templates offer prebuilt authorization patterns for common agent use cases such as procurement, subscription management, expense handling, and service-to-service payments.

Integration Guides provide documentation and reference implementations for connecting IDX to existing identity and access management systems, payment gateways, and AI orchestration platforms.

The program is intended for organizations building or deploying AI agents that will interact with financial systems, commerce systems, or transaction environments. Early participants will work directly with Kachyng's engineering team and will have the opportunity to shape the platform's path toward general availability.

Kachyng believes that standardized agent identity will become a foundational requirement for any institution or platform preparing for agent-initiated commerce.

Interested organizations can apply at www.kachyng.com/idx-early-access.

About Kachyng

Kachyng Inc. is building payment infrastructure for autonomous AI agents. Headquartered in San Francisco, Kachyng's A-Commerce platform — comprising IDX, AGX, KYA, and PRX — provides the trust, identity, authorization, and payment routing layer that enables AI agents to transact on traditional financial rails. www.kachyng.com

Compliance

Kachyng Introduces KYA: A Compliance Framework for AI Agents Initiating Transactions

As agent-initiated commerce moves closer to reality, Kachyng's Know Your Agent framework extends compliance, auditability, and authorization controls to non-human actors.

SAN FRANCISCO, Calif. — Kachyng Inc. today introduced KYA, or Know Your Agent, a compliance framework designed to help financial institutions, payment providers, and commerce platforms verify, authorize, and monitor AI agents before those agents are allowed to initiate activity on traditional payment rails.

The rise of AI agents creates a direct compliance problem for the financial system. Existing frameworks such as KYC, or Know Your Customer, and AML, or Anti-Money Laundering, were built for human beings and legal entities. They assume the party initiating a transaction can be tied to a person or company through documents, beneficial ownership records, and established risk controls.

AI agents do not fit neatly into those categories.

An AI agent may be acting on behalf of an individual, a business, or an internal workflow, but the agent itself is not a human customer. That creates a new trust gap. If an AI agent initiates a payment, subscription renewal, procurement request, or account-level action, financial institutions need a structured way to determine whether that agent is legitimate, who stands behind it, and whether it is operating within authorized limits.

KYA was designed to solve that problem. Kachyng's KYA framework works in three stages.

First, the agent is registered and issued a cryptographic identity through Kachyng's IDX, or Identity Exchange, binding the agent to its authorizing human or organization. This makes the agent identifiable and auditable from the moment it is created.

Second, authority is explicitly scoped. The authorizing party defines what the agent can do, including transaction types, spending thresholds, approved merchants or categories, geographic limits, and time-based constraints. These controls are not advisory. They are designed to be enforced.

Third, the framework provides continuous compliance visibility. Each relevant agent action can be monitored, logged, and reviewed so that institutions retain the level of transparency and auditability they expect in regulated commerce.

“KYA is our answer to a simple but critical question. If an AI agent is going to act inside the financial system, what is the compliance model for that actor? We believe the industry needs a framework that extends existing controls to agents without pretending agents are just another type of human customer.”
— Resh Wallaja, founder, Kachyng

Kachyng designed KYA to work with existing compliance systems rather than replace them. The goal is to help institutions extend proven controls into a world where autonomous software begins participating directly in financial activity.

As agentic commerce moves from theory into deployment, Kachyng believes compliance infrastructure for non-human actors will become a core requirement for banks, processors, merchants, and enterprise platforms.

About Kachyng

Kachyng Inc. is building payment infrastructure for autonomous AI agents. Headquartered in San Francisco, Kachyng's A-Commerce platform — comprising IDX, AGX, KYA, and PRX — provides the trust, identity, authorization, and payment routing layer that enables AI agents to transact on traditional financial rails. www.kachyng.com

Category

Kachyng Defines A-Commerce: The Missing Infrastructure Layer for AI Agents That Need to Transact

As AI agents move from assistance to execution, Kachyng introduces A-Commerce: the trust, identity, authorization, and payment infrastructure required to let agents act on real financial rails.

SAN FRANCISCO, Calif. — Kachyng Inc. today introduced A-Commerce, short for Agentic Commerce, a new infrastructure category built for a world in which AI agents do not just recommend or assist, but actually carry out commercial work on behalf of people and organizations.

AI is rapidly moving beyond chat, search, and summarization. Agents are beginning to compare offers, negotiate terms, renew services, manage subscriptions, place routine orders, and handle purchasing tasks. But while the intelligence layer has advanced quickly, the transaction layer has not. Existing financial infrastructure was built around one core assumption: that every transaction begins with a human being who can be identified, authorized, and held accountable.

That assumption does not hold when the actor is an AI agent.

Before any AI agent can be trusted to initiate a transaction on traditional rails, three questions must be answered clearly and deterministically: Who is this agent? Who gave it authority to act? What limits govern what it is allowed to do?

Kachyng calls the infrastructure required to answer those questions A-Commerce. Kachyng's platform is built around four integrated pillars.

IDX, or Identity Exchange, provides a cryptographic identity layer for AI agents, giving each agent a verifiable and auditable identity tied to its authorizing human or organization.

AGX, or Agent Gateway Exchange, provides deterministic orchestration and policy enforcement so that agent actions flow through defined rules and approved boundaries.

KYA, or Know Your Agent, extends compliance and trust controls to non-human actors, helping financial institutions and regulated participants apply governance to agent-initiated activity.

PRX, or Processor Exchange, connects authorized agents to existing payment infrastructure, including card networks, ACH, and other rails, without requiring merchants or processors to rip out and rebuild their systems.

Together, these four layers form a complete trust architecture between AI agents and the financial system.

“We believe the next major shift in commerce is not simply better software for humans. It is the emergence of AI agents as real commercial actors. But that future only works if agents can be identified, governed, constrained, and connected to execution. That is the layer Kachyng is building.”
— Resh Wallaja, founder, Kachyng

Kachyng believes A-Commerce will become foundational infrastructure as businesses begin deploying AI agents into real operational and financial workflows. The company's mission is to make agent-initiated commerce possible without sacrificing compliance, auditability, control, or compatibility with the financial systems already in place.

About Kachyng

Kachyng Inc. is building payment infrastructure for autonomous AI agents. Headquartered in San Francisco, Kachyng's A-Commerce platform — comprising IDX, AGX, KYA, and PRX — provides the trust, identity, authorization, and payment routing layer that enables AI agents to transact on traditional financial rails. www.kachyng.com